Discover the SHOCKING Changes for NC Teachers' Retirement in 5 Years!

Every school year brings progress, but one year stands out above the rest — Year 5. That’s when North Carolina teachers become vested in TSERS, earning the right to a pension that will last a lifetime.

What Does “Vested” Mean?

When you reach five years of creditable service, you secure lifelong access to your TSERS pension — even if you decide to leave education later.

Why This Milestone Matters

Here’s what most teachers never hear:
• Many leave before Year 5 and lose their future pension entirely
• Vesting guarantees your earned benefits stay with you
• Your pension kicks in once you reach retirement age — whether you stay in NC public schools or not

Thinking About a Career Change?

Once you’re vested, you keep your years of service and future pension payout, no matter where your career takes you.

Bottom Line

Year 5 isn’t just another step on the ladder — it’s the year that shapes your financial future.

🎥 Watch the latest Retirement Ready episode to learn how vesting works and why it matters: