Smart Retirement Move on A Budget

For North Carolina teachers, retirement often brings the exciting possibility of relocating—to be closer to family, to enjoy a lower cost of living, or simply to start fresh in a dream location.

But here’s the kicker: nearly 60% of retirees say they underestimated the cost of their new lifestyle after relocating.

The Hidden Costs of Relocating

Moving after retirement affects your budget in sneaky ways:

• Higher utility rates in new regions
  

• Property tax surprises or HOA fees
  

• Increased spending with more free time
  

• Unexpected transportation or service expenses
  

When Should You Move: Before or After Retirement?

Each option has its pros and cons—financial, emotional, and logistical. The key is building a clear plan that aligns with your income stream and life stage.

Use the School-Year Savings Strategy

Teachers already think in quarters—why not use that same rhythm to plan your relocation?

• Fall: Research and gather estimates
  

• Winter: Build a buffer fund
  

• Spring: Test-drive your retirement budget
  

• Summer: Make the move during your break
  

📺 Watch the Replay: How to Budget Smart for Your Retirement Move
▶️ Click to watch: https://www.youtube.com/watch?v=14cGtjQG4QA&list=PLXzoQDCW-CDhtL4a2XZ-03MoZaWB_kIYX&index=23&t=9s

Ready to plan your move with confidence?
Book a free 15-minute consultation with me today:https://bit.ly/4440F9l