Resources: Blog Articles and Videos

We create free resources about retirement, taxes, estate planning, debt pay-off, budgeting, college planning and

other financial concepts that will help you in planning for your future.

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We create free resources about retirement, taxes, estate planning, debt pay-off, budgeting, college planning and

other financial concepts that will help you in planning for your future.

Subscribe To Our Weekly Resource Give Away

7 Essential Steps In

Planning Your Estate

May 18, 2022

9 Facts About

Retirement

May 12, 2022

What You Must Know 5 Years Before Retirement

May 04, 2022

4 Critical Social Security

Facts

April 27, 2022

The Pre-retirement

Checklist

April 20, 2022

Retirement Questions For Educators

April 13, 2022

How Tax Loopholes Will Lessen Your Tax Bills

April 06, 2022

2022 Annual Tax Guide

(How to Prepare for Tax Season)

March 30, 2022

Teachers' & State Employees' Retirement System Handbook

March 23, 2022

Blogs

Navigate the path to financial success with our blog! From savvy investment tips to practical budgeting advice, discover expert insights tailored for you. Secure your financial future with concise, actionable articles designed to empower your journey

Can North Carolina TEACHERS Finally Hang Up the Chalk?

Can North Carolina TEACHERS Finally Hang Up the Chalk?

January 22, 20261 min read

Can North Carolina TEACHERS Finally Hang Up the Chalk?

For many NC teachers, retirement feels close—but unclear.
You may have a pension estimate… but not a full picture.

The reality? A large number of educators underestimate:
• How long retirement may last
• How much healthcare will cost
• How retirement timing affects lifetime income

That’s exactly why we hosted a Retirement Ready Live focused on one question:
Is retirement truly affordable for NC teachers—or does the plan need refining?


Common Retirement Blind Spots for Teachers

1. Pension Timing
Leaving even slightly earlier than planned can reduce income permanently.

2. Healthcare Costs
Premiums before Medicare often exceed expectations.

3. Inflation
Over a 25-year retirement, everyday expenses can double.

4. Savings Gaps
Pensions work best when paired with intentional 403(b) and 457 strategies.


The 5-Question Retirement Checkup

During the session, teachers answered questions like:
• Have you verified your pension estimate recently?
• Do you know your real monthly retirement expenses?
• Could your income last 25+ years?

Teachers with 4–5 “yes” answers were well positioned.
Those with fewer uncovered opportunities to improve outcomes now—before retirement.


Why This Matters

Small adjustments often lead to meaningful results.
Several teachers discovered that waiting slightly longer or reallocating savings significantly improved lifetime income.


Watch the Replay

🎥 Watch the full Retirement Ready replay here


Take the checkup, gain clarity, and plan your next step with confidence.

👉 Want personal guidance? Book a free 15-minute call.
You’ve earned a retirement that works as hard for you as you did for others.

When can NC teachers retireIs NC teacher retirement affordableRetirement ReadyRetirement Ready for NC TeachersRetirement Ready Live403(b) and 457 plans for NC teachersBest retirement strategy for NC teachersHow long does the NC teacher pension last
blog author image

Don Daves

The Educators' Financial Advisor Founder | Diamond Advisor Group

Back to Blog

Subscribe To Our Weekly Resource Give Away

7 Essential Steps In

Planning Your Estate

May 18, 2022

9 Facts About

Retirement

May 12, 2022

What You Must Know 5 Years Before Retirement

May 04, 2022

4 Critical Social Security

Facts

April 27, 2022

The Pre-retirement

Checklist

April 20, 2022

Retirement Questions For Educators

April 13, 2022

How Tax Loopholes Will Lessen Your Tax Bills

April 06, 2022

2022 Annual Tax Guide

(How to Prepare for Tax Season)

March 30, 2022

Teachers' & State Employees' Retirement System Handbook

March 23, 2022

Blogs

Navigate the path to financial success with our blog! From savvy investment tips to practical budgeting advice, discover expert insights tailored for you. Secure your financial future with concise, actionable articles designed to empower your journey

Can North Carolina TEACHERS Finally Hang Up the Chalk?

Can North Carolina TEACHERS Finally Hang Up the Chalk?

January 22, 20261 min read

Can North Carolina TEACHERS Finally Hang Up the Chalk?

For many NC teachers, retirement feels close—but unclear.
You may have a pension estimate… but not a full picture.

The reality? A large number of educators underestimate:
• How long retirement may last
• How much healthcare will cost
• How retirement timing affects lifetime income

That’s exactly why we hosted a Retirement Ready Live focused on one question:
Is retirement truly affordable for NC teachers—or does the plan need refining?


Common Retirement Blind Spots for Teachers

1. Pension Timing
Leaving even slightly earlier than planned can reduce income permanently.

2. Healthcare Costs
Premiums before Medicare often exceed expectations.

3. Inflation
Over a 25-year retirement, everyday expenses can double.

4. Savings Gaps
Pensions work best when paired with intentional 403(b) and 457 strategies.


The 5-Question Retirement Checkup

During the session, teachers answered questions like:
• Have you verified your pension estimate recently?
• Do you know your real monthly retirement expenses?
• Could your income last 25+ years?

Teachers with 4–5 “yes” answers were well positioned.
Those with fewer uncovered opportunities to improve outcomes now—before retirement.


Why This Matters

Small adjustments often lead to meaningful results.
Several teachers discovered that waiting slightly longer or reallocating savings significantly improved lifetime income.


Watch the Replay

🎥 Watch the full Retirement Ready replay here


Take the checkup, gain clarity, and plan your next step with confidence.

👉 Want personal guidance? Book a free 15-minute call.
You’ve earned a retirement that works as hard for you as you did for others.

When can NC teachers retireIs NC teacher retirement affordableRetirement ReadyRetirement Ready for NC TeachersRetirement Ready Live403(b) and 457 plans for NC teachersBest retirement strategy for NC teachersHow long does the NC teacher pension last
The Educators' Financial Advisor
Founder | Diamond Advisor Group

Don Daves

The Educators' Financial Advisor Founder | Diamond Advisor Group

Back to Blog

Other Resources

Subscribe to our weekly resource give away. We create free resources about retirement, taxes, estate planning, debt pay-off, budgeting, college planning and other financial concepts that will help you in planning for your future.

Other Resources

Subscribe to our weekly resource give away. We create free resources about retirement, taxes, estate planning, debt pay-off, budgeting, college planning and other financial concepts that will help you in planning for your future.

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